Skip to content
LPS learning centre

FSI, Coverage, Setbacks and TDR Explained

Plot area, FSI, coverage and setbacks each limit a building in a different way. This page explains each term in plain words. Then it shows how the ebook’s TDR example changes with the land value where the rights are used.

Last reviewed

Floor plates and a gold development-right certificate connected to a separate plot tile.
Illustration · Not an approved layout, building plan or site photograph.

Explore your numbers

Explore the ebook’s TDR example

Historical teaching example only: the ebook uses a 1:2 credit and an origin-to-receiving value adjustment. These inputs are hypothetical rates, not current land prices or confirmed TDR values.

Example credit (2×)
100 sq yd
Example value
₹1,00,000
Receiving floor-area equivalent
50 sq yd

Current certificate terms, receiving-site rules and authority approval must confirm usable additional floor area. The building calculator does not add this result.

Calculations run on this device. No personal details are needed. Values are rounded for display only.

Five terms to keep separate

TermSimple meaning
Plot areaThe land inside the plot boundaries.
FSIFloor Space Index: counted total floor area divided by plot area.
CoverageThe part of the plot covered by the building footprint.
SetbackThe open distance required between a boundary and the building.
TDRTransferable Development Rights: a certificate-based right that may be used under specified rules.

FSI does not mean number of floors

A 300 sq yd plot has 2,700 sq ft of land. With FSI 2.00, its FSI-only total is 5,400 sq ft.

That total could be distributed across floors in different ways. Coverage, setbacks, height and other rules constrain the design.

G+3 is a storey limit in the table. It does not mean four floors may each cover the whole plot.

Coverage and setbacks can reduce the usable footprint

For the same plot, 70% coverage gives a footprint ceiling of 1,890 sq ft.

The rectangle left after setbacks might be smaller. If it is smaller, use that rectangle in the simple screen.

Stairs, parking access, light, ventilation and services can require a different real design. The geometric screen is only a starting point.

What the booklet says about TDR

The ebook discusses TDR as an option for leftover returnable-plot entitlement. It gives a 1:2 floor-space credit example.

Its later example also adjusts for the values at the origin and receiving locations. A 1:2 credit does not always mean twice the leftover area can be built elsewhere.

TDR is not a new physical plot. It is not cash in a bank account. Its use or sale depends on the certificate and applicable rules.

The historical 50 sq yd example

These are the booklet’s teaching values, not current market quotes. Use the interactive example to understand the ratio.

Do not add the result to a construction plan without checking the current certificate rules and the receiving plot’s limits.

StepExample calculation
Leftover returnable entitlement50 sq yd
Example credit at 1:250 × 2 = 100 sq yd
Illustrative origin rate₹1,000 per sq yd
Illustrative credit value100 × ₹1,000 = ₹1,00,000
Receiving site at ₹2,000 per sq yd₹1,00,000 ÷ ₹2,000 = 50 sq yd floor-area equivalent
Receiving site at ₹10,000 per sq yd₹1,00,000 ÷ ₹10,000 = 10 sq yd floor-area equivalent
Receiving site at ₹500 per sq yd₹1,00,000 ÷ ₹500 = 200 sq yd floor-area equivalent

Checks before using or buying a TDR certificate

Our building-area calculator excludes TDR. This avoids combining a historical example with an unverified current building entitlement.

  1. Confirm the issuing authority and certificate reference.
  2. Check the holder, extent and type of development right.
  3. Confirm whether any rights have already been used or transferred.
  4. Confirm the valuation method and applicable units.
  5. Check whether the receiving zone and plot can accept the rights.
  6. Ask the designer to include the rights in the approval calculation.

Want a straight answer about a plot or a village?

We live and work in the capital villages. Send the survey number or LP number and we will tell you what we know, including the things that should make you pause.